What is direct indexing?

Summary/TLDR Direct indexing is a strategy of index investing that is more customizable and, if utilized by investors with certain characteristics, more tax-efficient than index investing through an index fund. The higher costs and account minimums associated with direct indexing, however, only make them a good fit for certain investors: Continue Reading

How Can I Contribute to a Roth IRA If I’m Above the Income Limit?

Summary/TLDR In recent years, there have been four trends driving more financial professionals to advise that their clients save into a Roth IRA as opposed to a pre-tax account. If you fall above a certain income threshold, however, you are not allowed to contribute to a Roth IRA. Luckily, there Continue Reading